Details
DeveloperJL Games Studio
PublisherJL Games Studio
FreeNo
Required ageNone
"Do you want to get rich? Start playing." ✔ Manage your budget like in real life (rent, groceries, leisure). ✔ Invest in the stock market (ETFs, stocks, gold) and watch your money grow (or crash!). ✔ Create companies and take them public (IPO).
CapitalizeFrom 18 to retirement — one life, one budget, your choices.
You’re not a spreadsheet. You live a life: first job, rent, surplus, investing, companies — through retirement. Capitalize is an educational financial life sim: compounding, DCA, the 4% rule, treasury and IPO, learned by playing. Not a lecture. A life.ContentsJobs & training — climb, switch tracks, unlock roles
Bank & budget — income, bills, surplus; transport is a budget line
Housing — rent, buy, renovate, mortgage
Broker — ETFs, stocks, bonds, gold, savings / life-insurance envelope (AV), DCA
Business — Starter, Growth, Empire tiers, treasury and IPO
Online career — Steam profile, leaderboards (normal / realistic)
Steam Achievements and in-game documentation
11 languagesSystemsJob — from first paycheck to specialist careers (sales, finance, IT, health, trades…)
Budget — groceries, fun, subscriptions, housing, transport (city pass → car-equivalent)
Bank — monthly cash-flow, loans, net-worth view
Broker — ETF baskets, stocks (educational parodies), bonds, gold, AV envelope (euro fund + units)
Companies — found, pay dividends, reinvest, scale, then take it public
Retirement — year-end report, 4% income, financial independenceWho is it for?Ideal if you want to learn finance by playing: a real budget, markets, business — without a boring spreadsheet. You live the consequences of your choices, from 18 to retirement.
Educational simulation, not personalised financial advice. Inspired by real life, still fiction.
Show raw AppDetails
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"detailed_description": "<h2 class=\"bb_tag\" ><span class=\"bb_img_ctn\"><img class=\"bb_img\" src=\"https://shared.akamai.steamstatic.com/store_item_assets/steam/apps/5083730/extras/288dce3c329a672fa2fa22eb26503147.avif?t=1789216913\" data-big-src=https://shared.akamai.steamstatic.com/store_item_assets/steam/apps/5083730/extras_big/288dce3c329a672fa2fa22eb26503147.avif?t=1789216913 width=1560 height=878 /></span><h2 class=\"bb_tag\" >Capitalize</h2><strong>From 18 to retirement</strong> — one life, one budget, your choices.<br><br>You’re not a spreadsheet. You live a life: first job, rent, surplus, investing, companies — through retirement. Capitalize is an educational <strong>financial life sim</strong>: compounding, DCA, the 4% rule, treasury and IPO, learned by playing. Not a lecture. A life.<h2 class=\"bb_tag\" >Contents</h2><ul class=\"bb_ul\"><li><strong>Jobs & training</strong> — climb, switch tracks, unlock roles<br></li><li><strong>Bank & budget</strong> — income, bills, surplus; <strong>transport</strong> is a budget line<br></li><li><strong>Housing</strong> — rent, buy, renovate, mortgage<br></li><li><strong>Broker</strong> — ETFs, stocks, bonds, gold, savings / life-insurance envelope (AV), DCA<br></li><li><strong>Business</strong> — Starter, Growth, Empire tiers, treasury and IPO<br></li><li><strong>Online career</strong> — Steam profile, leaderboards (normal / realistic)<br></li><li><strong>Steam Achievements</strong> and in-game documentation<br></li><li><strong>11 languages</strong></li></ul><h2 class=\"bb_tag\" >Systems</h2><ul class=\"bb_ul\"><li><strong>Job</strong> — from first paycheck to specialist careers (sales, finance, IT, health, trades…)<br></li><li><strong>Budget</strong> — groceries, fun, subscriptions, housing, <strong>transport</strong> (city pass → car-equivalent)<br></li><li><strong>Bank</strong> — monthly cash-flow, loans, net-worth view<br></li><li><strong>Broker</strong> — ETF baskets, stocks (educational parodies), bonds, gold, AV envelope (euro fund + units)<br></li><li><strong>Companies</strong> — found, pay dividends, reinvest, scale, then take it public<br></li><li><strong>Retirement</strong> — year-end report, 4% income, financial independence</li></ul><h2 class=\"bb_tag\" >Who is it for?</h2>Ideal if you want to <strong>learn finance by playing</strong>: a real budget, markets, business — without a boring spreadsheet. You live the consequences of your choices, from 18 to retirement.<br><br><i>Educational simulation, not personalised financial advice. Inspired by real life, still fiction.</i><br><br><br></h2>",
"about_the_game": "<h2 class=\"bb_tag\" ><span class=\"bb_img_ctn\"><img class=\"bb_img\" src=\"https://shared.akamai.steamstatic.com/store_item_assets/steam/apps/5083730/extras/288dce3c329a672fa2fa22eb26503147.avif?t=1789216913\" data-big-src=https://shared.akamai.steamstatic.com/store_item_assets/steam/apps/5083730/extras_big/288dce3c329a672fa2fa22eb26503147.avif?t=1789216913 width=1560 height=878 /></span><h2 class=\"bb_tag\" >Capitalize</h2><strong>From 18 to retirement</strong> — one life, one budget, your choices.<br><br>You’re not a spreadsheet. You live a life: first job, rent, surplus, investing, companies — through retirement. Capitalize is an educational <strong>financial life sim</strong>: compounding, DCA, the 4% rule, treasury and IPO, learned by playing. Not a lecture. A life.<h2 class=\"bb_tag\" >Contents</h2><ul class=\"bb_ul\"><li><strong>Jobs & training</strong> — climb, switch tracks, unlock roles<br></li><li><strong>Bank & budget</strong> — income, bills, surplus; <strong>transport</strong> is a budget line<br></li><li><strong>Housing</strong> — rent, buy, renovate, mortgage<br></li><li><strong>Broker</strong> — ETFs, stocks, bonds, gold, savings / life-insurance envelope (AV), DCA<br></li><li><strong>Business</strong> — Starter, Growth, Empire tiers, treasury and IPO<br></li><li><strong>Online career</strong> — Steam profile, leaderboards (normal / realistic)<br></li><li><strong>Steam Achievements</strong> and in-game documentation<br></li><li><strong>11 languages</strong></li></ul><h2 class=\"bb_tag\" >Systems</h2><ul class=\"bb_ul\"><li><strong>Job</strong> — from first paycheck to specialist careers (sales, finance, IT, health, trades…)<br></li><li><strong>Budget</strong> — groceries, fun, subscriptions, housing, <strong>transport</strong> (city pass → car-equivalent)<br></li><li><strong>Bank</strong> — monthly cash-flow, loans, net-worth view<br></li><li><strong>Broker</strong> — ETF baskets, stocks (educational parodies), bonds, gold, AV envelope (euro fund + units)<br></li><li><strong>Companies</strong> — found, pay dividends, reinvest, scale, then take it public<br></li><li><strong>Retirement</strong> — year-end report, 4% income, financial independence</li></ul><h2 class=\"bb_tag\" >Who is it for?</h2>Ideal if you want to <strong>learn finance by playing</strong>: a real budget, markets, business — without a boring spreadsheet. You live the consequences of your choices, from 18 to retirement.<br><br><i>Educational simulation, not personalised financial advice. Inspired by real life, still fiction.</i><br><br><br></h2>",
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"legal_notice": "© 2026 JL Games Studio. All rights reserved.<br />\r\n<br />\r\n“Capitalize” and related logos are trademarks of JL Games Studio.<br />\r\n<br />\r\nThis software and all of its content (code, artwork, text, music, user interface, documentation) are protected by copyright and applicable law. Unauthorized reproduction, distribution, modification, or exploitation is prohibited without prior written permission.<br />\r\n<br />\r\nGodot Engine — Copyright © 2014-present Godot Engine contributors; Copyright © 2007-2014 Juan Linietsky, Ariel Manzur. (MIT License)<br />\r\n<br />\r\nSteam and the Steam logo are trademarks or registered trademarks of Valve Corporation in the United States and/or other countries. This product is not affiliated with or endorsed by Valve Corporation, except where expressly stated.<br />\r\n<br />\r\nAny third-party brand, product, or service names that may appear (financial institutions, indices, instruments, or parody brand names used for educational purposes) remain the property of their respective owners and are used solely within the game for simulation and educational purposes.",
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